## **Terms of Service**
**Effective Date:** November 6, 2025
**Business Name:** Karmic Soulutions Inc.
**Website:** [karmicsolutionsllc.org](https://karmicsolutionsllc.org)
**Contact:** [deleoneileen048@gmail.com](mailto:deleoneileen048@gmail.com)
**Address:** 252 East Front Street, Apt 205, Boise, ID 83702
### 1. Acceptance of Terms
By accessing or purchasing from Karmic Soulutions Inc.’s website or online store, you agree to be bound by these Terms of Service and all applicable laws. If you do not agree, please do not use our website or services.
### 2. Products and Services
Karmic Soulutions Inc. provides digital resources, educational materials, and nonprofit development tools, including the Nonprofit Starter PowerKit. All products are for educational and organizational use only and are delivered electronically upon successful payment.
### 3. Intellectual Property
All content, including text, graphics, logos, and digital downloads, are the property of Karmic Soulutions Inc. and are protected by U.S. copyright law. You may not reproduce, resell, or distribute any materials without express written permission.
### 4. Payment Terms
All payments are processed securely through our online platform (Wix or Gumroad). Prices are listed in U.S. dollars and are subject to change without notice.
### 5. Refunds and Returns
All digital product sales are final. Because products are instantly accessible upon purchase, we do not offer refunds, exchanges, or cancellations. Exceptions may be made in cases of duplicate transactions or file errors (see Refund Policy below).
### 6. Limitation of Liability
Karmic Soulutions Inc. is not liable for any indirect, incidental, or consequential damages arising from the use of our products or website.
### 7. Governing Law
These Terms are governed by and construed under the laws of the State of Idaho, without regard to conflict of law principles.
### 8. Updates to Terms
We reserve the right to update or modify these Terms at any time. Changes take effect immediately upon posting to this website.